Every situation is different. Read through each option below and choose the one that matches your goals. No pressure — you're in control.
Moors United arranges these options. The buyer is a third party, which may be affiliated with us. How we work
★ Most Popular
Loan Takeover Program
"Take over my payments and take the property."
A buyer we work with takes over your monthly mortgage payments, and you sign the deed over to them. You can move on without listing the home, making repairs, or waiting on a traditional sale. Your loan stays in your name until it's paid off. Most sellers simply move on and start fresh. If you'd like updates when payments are made, just ask.
✓Can stop a pending foreclosure by bringing the loan current or working out terms with your lender
✓Usually no out-of-pocket closing costs
✓Possible cash before or at closing, and in some cases monthly payments
✓Walk away and start fresh
✓Works even if you're behind on payments
Best if you are...
Behind on payments, facing foreclosure, have low or no equity, and want out without going through a traditional sale
Seller Finance
Owner Financing / Seller Finance
"Sell the home and receive payments over time."
Instead of receiving one lump sum at closing, you act as the bank. A buyer we work with purchases your home and pays you in monthly installments over an agreed period. You get steady monthly income over the agreed period.
✓Steady monthly income stream
✓Sell without waiting for bank approvals
✓Flexible terms negotiated to your needs
✓No realtor commissions
Best if you are...
Not in a rush, have some equity, and want consistent payments over time rather than one lump sum
Cash Sale
Fair-Price Cash Sale
"Give me a fair offer and let's close quickly."
You get a straightforward cash offer from a buyer we work with that accounts for all real costs — repairs, closing fees, marketing, and the mortgage. No games, no lowballing. You know exactly what you'll walk away with before signing anything.
✓Can close in a few weeks, depending on title and closing
✓Sell as-is — no repairs needed
✓Transparent offer breakdown
✓No realtor fees or closing costs to you
Best if you are...
Ready to sell fast, want a clean exit with cash in hand, and have equity in the property
Partnership
Creative Strategy Partnership
"My situation is unique — let's build something custom."
Sometimes a standard approach doesn't fit. We work with you to create a custom solution — whether that's a renovation partnership with a buyer we work with, where profits are split, a lease-option arrangement, or another creative structure that benefits both sides.
✓Tailored specifically to your situation
✓Potential for higher returns through partnership
✓Transparent terms — nothing hidden
✓You stay in control of the decision
Best if you are...
In a complex or unique situation that doesn't fit neatly into a standard sale — investors, landlords, estate sales, or properties needing significant work
On-Market
Traditional Listing via Agent
"List it on the market and see what it gets."
If you have equity, time, and want to maximize your sale price, listing with a real estate agent may be the right move. We can connect you with a trusted local agent or work alongside your existing agent.
✓Maximum market exposure
✓Competitive offers from multiple buyers
✓Best option if you have significant equity
Best if you are...
Not in a rush, have strong equity, and want to maximize your sale price through the open market
Not sure which option fits?
Fill out our short intake form and we'll review your specific situation and recommend the best path — free and confidential.
Areas we serve: Montgomery, Prattville, Millbrook, Wetumpka, Pike Road, Auburn, Opelika and Phenix City, Alabama, plus Columbus, LaGrange, West Point and Newnan, Georgia. We help homeowners compare every way to sell, including loan takeover, owner financing, cash sale and traditional listing.
