See every option before you decide anything. No pressure, and no cost to explore.
Whether you're behind on payments, facing foreclosure, or simply ready to move on — we have multiple exit strategies tailored to your exact situation.
Facing late payments or a bank notice doesn't mean you'll lose your home. There are programs and options specifically designed to help you stay and recover.
Not sure yet? Complete the form below and we'll help you identify the best path.
Looking for a home to buy instead? See if you pre-qualify for a rent-to-own home.
Real stories
I lost my job after a health crisis and hadn't paid my mortgage in over 18 months. The bank wouldn't give me the time of day. Moors United stepped in, dealt with the lender directly, and got me two extensions — I stayed in my home for six more months while I figured out my next move. I was paid fairly for my equity and given an advance at closing so I had something to start over with. They treated me like a person, not a problem.
My home had equity but needed major repairs I couldn't afford. I couldn't keep up with the mortgage and didn't want to fall into default. I needed out before things got worse. Moors United found a buyer who bought my home as-is, paid me at closing, and set me up with monthly payments after. No realtor. No closing costs out of my pocket. I walked away clean and moved on with my life.
I'd paid my mortgage faithfully for over ten years, then refinanced through a government program and my payments became unaffordable. I owed more than the home was worth and foreclosure was coming. Moors United arranged for a buyer to take over my mortgage completely, helped me find a more affordable place to live, and worked directly with my bank to protect me. I avoided foreclosure, kept my credit from being destroyed, and still have a future in homeownership because of them.
I bought my home at a high interest rate and within three months had to refinance. The bank sold my loan three times, repairs piled up, and I ended up over $30,000 underwater. Moors United saw value in my home that I couldn't see anymore. They used my equity to help me get into a new place I actually wanted to live in — I didn't have to pay the mortgage on the new home to start. I left behind a stressful situation and finally had peace. They handled everything with the bank directly.
All clients bypassed realtor and closing cost fees through our Loan Takeover Program.